This should be your first step when buying a new home. A Pre-approval will help establish a price range and give you the confidence of knowing that you're ready to buy a home. A pre-approval will also excite a seller in negotiations because they know they are dealing with an approved buyer. read more Getting a good Real Estate Agent can keep you on top of the new homes coming on the market, help you make a reasonable offer, and save you money during negotiations. We can help pair you with a trusted and experienced Agent to make sure that your buying process is the best it can be. read more Our home buying checklists and advice can help make sense of many home buying options. We can help you in finding your first home. read more How much can I afford? That is typically the first question a first time home buyer will ask themselves. Get a realistic price range and learn about the costs associated with buying your new home. read more Have you found your new home? Now comes the time to make an offer. Learn about things that may follow your offer such as counteroffers and home inspections. read more With our guidance we can explain the different options available and help you find the right loan program for your situation. Don't worry; we will be with you throughout the entire process read more We try to make the application process as painless as possible. We will walk you through all the important documents needed and get you ahead of the game so you can get into your new home smoothly. read more Closing costs and fees can seem overwhelming. We can help you understand how points, fees, and your interest rate contribute to the cost of your monthly payment. read more Nothing to worry about here. None of the loans that we offer carry a pre-payment penalty. Learn more on why pre-payment penalties should be avoided. read more A lot of home buyers hear the initials PMI but not many knew exactly what it means. Learn more about PMI and find out if you need it on your next mortgage. read more This can be one of the most stressful parts of the home buying process. With us by your side we can help you get your loan closed quickly and stress free. read more There are some common mistakes that first time buyers sometimes fall victim to. Learn how to recognize and be prepared for them. read more Should I rent or should I buy? That is a very common question among first time home buyers. We can help you sort out the benefits of home ownership and renting. read more
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