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Research Center
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A Home For The Best Loan Officers In The Business
We believe in making ethical common-sense loans that benefit the customer, our real estate partners, our company, and our investors.
We offer a variety of loan products, including:
We are currently licensed to lend in Arizona, California, Florida, Michigan, Ohio and Tennessee, and are in the process of obtaining licenses in North & South Carolina, Oregon, and Pennsylvania amongst other strategic states. The HLS is currently in an aggressive expansion mode targeting the Southwest, Southeast, Midwest, and Mid-Atlantic regions of the country. With our dynamic, prudent approach to expansion opportunities, we can reprioritize our licensing queue in order to expedite our entry into "hot button" geographies.
We believe in making ethical common-sense loans that benefit the customer, our real estate partners, our company, and our investors.
We offer a variety of loan products, including:
- FHA & VA
- USDA Rural Housing
- 203k
- Conventional Conforming and Jumbo Loans
- State and Local Bond Programs
- Reverse Mortgages
We are currently licensed to lend in Arizona, California, Florida, Michigan, Ohio and Tennessee, and are in the process of obtaining licenses in North & South Carolina, Oregon, and Pennsylvania amongst other strategic states. The HLS is currently in an aggressive expansion mode targeting the Southwest, Southeast, Midwest, and Mid-Atlantic regions of the country. With our dynamic, prudent approach to expansion opportunities, we can reprioritize our licensing queue in order to expedite our entry into "hot button" geographies.
A Loan Officer-Centric Company
Without the loan officer, we do not know what our end customer needs or wants. Without the loan officer, we cannot reach our borrower. For these reasons, we are a loan officer-centric organization. This is fundamental to who we are and how we operate. Because we are loan officer-centric, we have no "corporate" office. We have a Support Services Center that is designed to support our loan officers and customers. Every employee within our organization is here to support the loan officers' efforts to bring in new business, build their referral base and serve their customers.
Without the loan officer, we do not know what our end customer needs or wants. Without the loan officer, we cannot reach our borrower. For these reasons, we are a loan officer-centric organization. This is fundamental to who we are and how we operate. Because we are loan officer-centric, we have no "corporate" office. We have a Support Services Center that is designed to support our loan officers and customers. Every employee within our organization is here to support the loan officers' efforts to bring in new business, build their referral base and serve their customers.
What Is A Mortgage Bank?
As a mortgage banker, we fund our loans with our own warehouse lines of credit. Our loans are originated, processed, underwritten, and closed in-house in our name, in our own branches and our Support Services Center. Focusing on service, our operations team strives to close loans in as little as one-sixth the time of our competitors, and by breaking down the walls between sales and operations staff, we can create a more understandable and transparent process for our borrowers.
As a mortgage banker, we fund our loans with our own warehouse lines of credit. Our loans are originated, processed, underwritten, and closed in-house in our name, in our own branches and our Support Services Center. Focusing on service, our operations team strives to close loans in as little as one-sixth the time of our competitors, and by breaking down the walls between sales and operations staff, we can create a more understandable and transparent process for our borrowers.
Do You Deserve To Earn More?
Because we share the revenue generated from the sale of our loans with our loan officers, profitability, rather than the amount of money borrowed is the determining factor in how our loan officers are paid. For more information on our compensation packages, please contact a member of the Business Development Team.
Because we share the revenue generated from the sale of our loans with our loan officers, profitability, rather than the amount of money borrowed is the determining factor in how our loan officers are paid. For more information on our compensation packages, please contact a member of the Business Development Team.
Your New Toolkit
We've automated the front and back-end of the process to drive down costs for our customers and increase profits for our branches and associates.
Our Mortgage Builder Software is a rising star for end-to-end loan originations.
We utilize Mortgage Returns, an industry specific CRM system which automates outreach to current, past and potential customers.
Accounting for Mortgage Bankers allows us to better understand our business and guides our overall strategy towards the most sustainable, profitable practices. Web-accessible branch P&Ls give our branch and regional managers unprecedented access to information about their small business units.
Our pricing engine Optimal Blue, is the best in the business, and allows originators to instantly find the best pricing and product eligibility for each unique transaction, insuring all pricing adjustments are considered.
We've automated the front and back-end of the process to drive down costs for our customers and increase profits for our branches and associates.
Our Mortgage Builder Software is a rising star for end-to-end loan originations.
We utilize Mortgage Returns, an industry specific CRM system which automates outreach to current, past and potential customers.
Accounting for Mortgage Bankers allows us to better understand our business and guides our overall strategy towards the most sustainable, profitable practices. Web-accessible branch P&Ls give our branch and regional managers unprecedented access to information about their small business units.
Our pricing engine Optimal Blue, is the best in the business, and allows originators to instantly find the best pricing and product eligibility for each unique transaction, insuring all pricing adjustments are considered.
Testimonial |
They were very courteous and accessible. They did my inital mortgage. When I wanted to refinance, I called them again! |
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Ross N
(Cleveland, OH)
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